Some docs and cleanup following #16528.
- Added release notes to explain a bit of motivation for descriptor wallets, what was changed, and how users will be effected by it. Also mentions the caveats regarding multsigs and watchonly that we have discussed on IRC.
- Adds a warning to
createwalletthat descriptor wallets are experimental. - Removed unused
SetCryptedas suggestioned: #16528 (review) - Removed
m_address_typeas mentioned in #18782 (comment)