Local policy is often annoying difficult to change due to how large AcceptToMempool is.
This PR just begins the process of breaking out various functions such that a user could easily remove/test/isolate them if need-be.
Its WIP for now, and I'd probably prefer to move the definitions to policy/*, but I figured I'd just submit this PR to gauge concept ACK/NACKs before continuing.
I'm not tied to any particular detail of this PR, just wanting to achieve easier configuration of local policy.