Update test to simply generate a normal mainnet configuration file instead of using a crazy setup where a regtest=1 config file using an includeconf in the [regtest] section includes another config file that specifies regtest=0, retroactively switching the network to mainnet.
This setup was fragile and only worked because the triggered InitError happened early enough that none of the ignored [regtest] options mattered (only affecting log output).
This change was originally made as part of #17493