Bumpfee will try to increase the entire package to the target feerate, which causes repeated bumpfees to quickly shoot up in fees, causing intermittent failures when the fee is too large. We don't care about this property, just that the child is continuously replaced until we observe it's position in mapWallet is before its parent. Instead of using bumpfee, we can create raw transactions which have only pay (just above) the additional incremental relay fee, thus avoiding this problem.
Fixes #28491